You receive a text message that appears to come from your bank, asking you to click a link and enter your one-time PIN to "avoid account suspension". This is most likely:
Correct answer: A. Phishing, and you should not click the link or share the OTP
Banks do not ask clients to share OTPs or passwords through links. Messages creating urgency and asking for credentials are typical phishing. Contact your bank through its official hotline, and report the message to the proper authorities.
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